SN Magazine: January 2015

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January 2015
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This month, School Nutrition focuses on bettering your life with its annual personal development issue, this year dedicated to improving your dollars and sense about personal finance. Whether you need strategies for paying down excessive credit card debt, ideas on saving for the future or tips on shopping on a budget while still eating healthy, SN has you covered.

In “Balance Due!” writer Karly Kolaja talks to finance experts about the psychology behind racking up credit card debt and how you can pay down that balance. While you can chip, chip, chip away at that high credit card bill, sometimes seemingly smart strategies don’t work as well as you might think. Don’t miss a look at the six types of loans you want to avoid at all costs.

Are you saving for your future? In “Savings Grace,” Editor Patricia L. Fitzgerald takes a look at how saving has fallen out of style in the U.S. Because saving money for a rainy day can provide peace of mind, she then offers up unconventional savings strategies, as well as tactics and questions to consider when setting aside your pennies.

Bonus Web Content: Why aren’t you saving? Take a look at some common excuses and then strategize ways to redirect your thinking.

If all this talk about money makes your head spin simply because you’re not in-the-know on financial lingo, then Kimberly Williams’ “Fiscal Lingo for Fledgling Financiers” is the story for you. Here, SNA’s staff vice president, Finance & Information Technology, breaks down more than 40 definitions related to banking, saving, mortgages, investing and retiring—don’t stay financially un-savvy just because you don’t know the proper wording!

The concept of budgeting often overwhelms would-be savers, but making a budget doesn’t have to be complicated. Writer Patrick White in “Bite the Bullet and Begin to Budget” offers up a step-by-step plan for keeping track of your finances, complete with online resources to help. Whether you need help determining what to spend in each category or avoiding impulse spending, a budget can help.

And, of course, your grocery bill is a large part of that budget. However, sticking to your budget is difficult when you’re trying to eat healthy foods. In “Eating Right When Money’s Tight,” Managing Editor Kelsey Casselbury offers up tips for menu planning, choosing the biggest bang for your buck, doing the math on unit pricing, proper portioning and more.

Bonus Web Content: Pick up five more tips for eating right when money’s tight.

Do your children know the importance of saving? It can be difficult to discuss finance with the youngest in your family, but it’s more vital than ever to install financial savvy at an early age. In “Teaching Kids Money Matters,” Susan Davis Gryder breaks down basic ways to teach your children money management, including elementary concepts and helpful online resources, as well as how some schools across the country are implementing financial planning into the curriculum.

The January issue of School Nutrition also takes a look at recipe contests, including why they’re valuable for entrants and companies, as well as tips on how to win them. This month’s Food Focus includes six contest-winning recipes suitable for your K-12 operation.

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